After recently celebrating our 14th anniversary, we started chatting about how we might want to celebrate our 15th next year. Being the enthusiastic travelers that we are, a great vacation was on the top of our list, though I am sure you can expect a few more ideas to pop up over the next few months as I daydream about other ways that money could be spent! And let’s face it. There are loads of things that keep us from making our travel dreams a reality, but the money dwindling away is probably the biggest culprit.
From the beginning of our marriage, we started a “vacation fund” which initially was an envelope filled with cash. With today’s technology we don’t have to hide our cash under the mattress to keep from spending it (though if that method works for you, stick with it!) We prefer to have an automatic withdrawal on our banking account which puts the money into our vacation savings account. Every month a set amount is withdrawn before we can even see it, so when vacation time comes, the money is waiting for us.
The best part about this method is that we can start planning a year in advance for say a big 15th anniversary trip and, assuming that all goes according to plan, we know exactly how much money we should have to spend. So, let’s say we want to run away to this gorgeous hotel in the photos. It’s a luxury hotel in Merida, Mexico called Coqui Coqui, and it costs around $200 a night. (Isn’t it utterly gorgeous?!) If we want to stay for four nights then we need to calculate those four nights+flights+in country travel+food. After dividing that number by 12, assuming we have 12 months to save before we go, we need to make sure that we are saving enough.
If we are not saving enough, then we need to increase how much is going into our vacation fund every month and start eating more peanut butter and jelly sandwiches! OR we can start daydreaming about other options that might fit into our budget.
I hope this will help some of you as you start thinking about your own upcoming vacation. Perhaps some of you have a tip or trick that you can share about how you make your travel dreams a reality?
Happy Friday and a Happy Weekend to you, too!